What are some Examples of Workers’ Compensation Claims?

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Last Updat­ed on May 9, 2023 

Some examples of workers’ compensation claims:

• Slip and fall injuries
• Overex­er­tion injuries
• Repet­i­tive stress injuries
• Con­struc­tion accidents
• Auto acci­dents
• Assaults
• Occu­pa­tion­al diseases
• Injuries caused by defec­tive equipment
• Injuries caused by unsafe work­ing conditions

The eli­gi­bil­i­ty require­ments for work­ers’ com­pen­sa­tion vary from state to state, but there are some gen­er­al require­ments that must be met in order to be eli­gi­ble for benefits.

To be eligible for workers’ compensation, you must:

• Be an employee.
• Be injured or become ill as a result of your job.
• Report your injury or ill­ness to your employ­er promptly.
• File a work­ers’ com­pen­sa­tion claim with your employ­er or the work­ers’ com­pen­sa­tion insur­ance company.

If you meet all of these requirements, you may be eligible for workers’ compensation benefits. These benefits can include:

• Med­ical care
• Lost wages
• Per­ma­nent dis­abil­i­ty benefits
• Death ben­e­fits

If you have been injured or become ill as a result of your job, you should con­tact your employ­er or the work­ers’ com­pen­sa­tion insur­ance com­pa­ny to file a claim. You may also want to con­tact a work­ers’ com­pen­sa­tion lawyer to dis­cuss your rights and options.

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Work­ers’ com­pen­sa­tion is a form of insur­ance pro­vid­ing wage replace­ment and med­ical ben­e­fits to employ­ees injured in the course of employ­ment in exchange for manda­to­ry relin­quish­ment of the employee’s right to sue his or her employ­er for the tort of neg­li­gence¹. 

The com­pen­sa­tion may include par­tial salary repay­ment and cov­er­age of med­ical costs².

Work­ers’ com­pen­sa­tion is a gov­ern­ment-man­dat­ed pro­gram that pro­vides ben­e­fits to work­ers who become injured or ill on the job or as a result of the job². 

Employ­ers pay for work­ers’ comp cov­er­age and employ­ees don’t con­tribute to the fund³.

Learn more:

1. en.wikipedia.org
2. investopedia.com
3. forbes.com
4. dol.gov