Last Updated on June 19, 2023
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What are the Types of Workers Comp Disability Benefits?
There are two different ways workers’ compensation disability benefits get classified. These are:
- Temporary or permanent benefits
- Total or partial benefits
These disability benefits varies from state to state. As an Injured Worker, your disability benefits are determined by your healthcare provider after your examination.
The four types of worker comp disabilities are:
Temporary total disability. This type of disability is granted when you as an injured workers are too sick or ill to work regularly but your injury isn’t permanent. For example, say you are a factor worker you throw out your back while working on the job. After seeing a doctor, it’s determined that you might needs only need a month of recovery before you are able to go back to work.
Temporary partial disability. This type of disability is granted when you as an injured worker sustain an injury that still allows you to perform some work tasks. For example, you are injured because you slipped while mopping the floor and broke your leg. The doctor may determine that returning to work is an option for you. However, in this case you will only be able to perform certain light duties while your leg heals.
Permanent total disability. This type of disability is granted when you as injured worker are unable to work after sustaining a permanent injury. For example, you work at a construction company and sustains an injury that a doctor determines that you will not be able to work again as a construction worker.
Permanent partial disability. This type of disability can be caused by an injury that is permanent and may impair your ability to work in some circumstances. For example, you were working in a warehouse and your damage your knee on while pushing a box. The workers’ comp doctor has determined that this affects your ability to walk or bike but you can still perform other work related tasks or can be placed in another job position.
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