Who Pays My Workers Comp Medical Bills?

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Last Updat­ed on June 19, 2023 

Who Pays My Work­ers Comp Med­ical Bills? Get Legal Help! Call Now for a FREE Con­sult with an Expe­ri­enced Work­ers Comp Lawyer at 844–682‑0999.

Who Pays My Workers Comp Medical Bills?

If you become injured on the job and your work injury requires med­ical care, your employ­er’s work­ers’ com­pen­sa­tion insur­er will always be respon­si­ble for pay­ing the whole of any nec­es­sary med­ical treat­ment which is reasonable.

If you’ve suf­fered a seri­ous injury on the job, you may be faced with mount­ing med­ical bills and the need for ongo­ing med­ical treatment.

To make sure the bills are going to the right place, put the med­ical care provider on for­mal notice that the bill is for a work­ers’ com­pen­sa­tion injury.

Your employ­er and their insur­er are respon­si­ble for pay­ing your work-relat­ed med­ical bills, not you or your pri­vate health insur­ance provider, even if you receive cov­er­age through your employer.

Your med­ical providers are also pro­hib­it­ed by law from billing you the balance.

If you receive med­ical care for a work-relat­ed injury, inform the health care provider that your injury hap­pened at work.

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Workers Comp Insurance Carrier and Denial of Medical Bills

Work­ers’ comp insur­ers some­times act con­trary to the law by cov­er­ing work-relat­ed med­ical costs par­tial­ly or deny­ing cov­er­age alto­geth­er. Some­times insur­ance com­pa­nies deny claims sim­ply because they think that injured work­ers will not fight for their benefits.

Eli­gi­ble work­ers get cov­er­age for things like med­ical bills, lost wages, job retrain­ing and per­ma­nent disability.

If you work­ers’ com­pen­sa­tion insur­ance car­ri­er sus­pects that you are recov­ered enough that you no longer require con­tin­u­ing treat­ment, they can file a peti­tion to ter­mi­nate work­ers’ com­pen­sa­tion ben­e­fits, includ­ing pay­ment of med­ical bills.

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What is Covered Under Medical Treatment for Injured Workers

Work­ers’ com­pen­sa­tion can cov­er a vari­ety of med­ical costs includ­ing phys­i­cal ther­a­py, chi­ro­prac­tic ther­a­py, med­ica­tion, surgery, and emer­gency care as long as they are “rea­son­able and nec­es­sary” med­ical costs.

So even if 50 years after your acci­dent you have med­ical treat­ment relat­ed to your injury, the work­ers’ comp insur­ance com­pa­ny is respon­si­ble for pay­ing the bills.

Addi­tion­al­ly, if a provider from the list rec­om­mends surgery, the injured work­er can seek a sec­ond opin­ion from any doc­tor and seek to have it cov­ered by work­ers’ compensation.

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Workers Comp and Denial of Injury Claim

If your claim was ini­tial­ly denied, but you have filed a claim peti­tion, you can con­tin­ue to treat your injury. While you may be con­cerned about what hap­pens to med­ical bills when work­ers’ comp is denied, the treat­ment cre­ates a record show­ing that you were tru­ly injured.

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Questions People Ask

• To What Extent Does Work­ers Comp Cov­er Med­ical Bills?
• What Hap­pens To Med­ical Bills When Work­ers Comp Is Denied?
• What To Do If Work­ers Comp Refus­es To Pay For Your Med­ical Bills
• Who Pays My Work­ers Comp Med­ical Bills If My Claim Is Disputed?
• Med­ical Bills After A Work Injury In Georgia
• How Do I Pay My Med­ical Bills After A Work Injury?
• How Should Bills From An Urgent Care Cen­ter Be Paid?
• Cov­er­ing Med­ical Bills After Work­ers Com­pen­sa­tion Issues A Denial
• How To Pro­tect Your Cred­it When Work­ers Comp Won’t Pay Your Med­ical Bills
• Rea­sons Why Med­ical Bill Review Is Impor­tant In Work­ers Com­pen­sa­tion And How It Can Help Employ­ers Max­i­mize Savings

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